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TD Bank CD Rates – TD Bank offers a variety of Certificate of Deposit (CD) options with competitive rates to help customers grow their savings securely over a fixed period. The rates for TD Bank CDs vary depending on factors such as the term length and the amount deposited. Typically, longer-term CDs tend to offer higher interest rates compared to shorter-term options.
TD Bank provides customers with the flexibility to choose CD terms ranging from a few months to several years, allowing them to select the option that best aligns with their financial goals and timeline. Additionally, Bank may offer promotional CD rates from time to time, providing customers with opportunities to earn even higher returns on their savings.
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Bank strives to offer attractive CD rates combined with the security and reliability of a well-established banking institution, giving customers the confidence to invest in their future financial stability. Prospective CD investors can inquire about the latest rates and terms by visiting Bank’s website or contacting a TD representative for personalized assistance.
TD Bank CD Rates 2024
| CD Type | Term Lengths (Examples) | Rate Range (Approx.) |
| Standard CD | 3 months – 5 years | 1.00% – 3.00% APY |
| Penalty-Free CD | 6 months – 2 years | 0.50% – 2.00% APY |
| Step-Up CD | 12 months – 24 months | 1.50% – 5.00% APY |
TD Bank 6 Month CD Rates
- Standard rate: 1.00% APY
- Relationship rate (with qualifying checking account): 5.00% APY
TD Bank 1 Year CD Rates
TD Bank offers two options for 1 year CDs:
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Standard Choice CD: This CD will earn an Annual Percentage Yield (APY) around 1.00%.
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Relationship Choice CD with Bonus Rate: If you have a qualifying TD Bank checking account, you can qualify for a higher APY. The current relationship bonus rate for a 12-month Choice CD is likely higher than 1.00%, but the exact rate might be slightly different. It’s best to check with TD Bank directly to confirm the current relationship bonus rate for a 1 year CD.
TD Bank CD Rates Today
- Standard Rates: 1.00% APY (approx.)
- Relationship Bonus Rates (with qualifying checking account):
- 6-month CD: 5.00% APY
- Other terms (like 12-month or 18-month) may also have bonus rates, but they might be slightly different than 5.00% APY.
TD Bank IRA CD Rates
The Bank offers several IRA CD options with varying rates depending on the term length and whether you link an eligible checking account for a relationship bonus. In general, expect rates to range from around 1.00% to 5.00% APY. Some options include:
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Standard IRA CDs: These function similarly to regular CDs, offering a fixed interest rate for a chosen term (like 6 months, 1 year, or 5 years). The base rate will likely be around 1.00% APY.
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Relationship Bonus IRA CDs: By linking a qualifying checking account, you can unlock a higher interest rate on your IRA CD. For example, the current bonus rate for a 6-month CD might be 5.00% APY, significantly higher than the standard rate.
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Step-Rate IRA CDs: These offer a twist on traditional CDs. The interest rate increases gradually each year throughout the term (often 3 or 5 years). This allows you to potentially benefit from rising interest rates while still locking in a guaranteed return. Additionally, some Step-Rate IRA CDs allow for one penalty-free withdrawal during a specific window each year.
Q: What is the current CD rate at TD Bank?
A: TD Bank CD rates range from 1.00% to 5.00% APY depending on term length and if you qualify for a relationship bonus.